Coinbase fully lays out AiFi to build AI agent economic and financial infrastructure

Comparatively, according to official sources, Coinbase announced a comprehensive layout of the Agentic Economy (Agentic Economy), covering users using AI agents, companies providing services to AI agents, and developers developing products and infrastructure for AI agents. Coinbase said it is building a complete AI proxy financial service system: AI agents can complete research, planning, decisions and transactions in the Everything Exchange (Everything Exchange), covering assets such as cryptocurrencies, stocks, derivatives, etc.; at the same time, it is launching Coinbase Advisor, an AI investment advisor built into the Coinbase app to help users make investment decisions.

On the enterprise side, Coinbase introduced payment capabilities for AI agents, enabling enterprises to accept AI agents to pay in USDC through Coinbase Business and natively integrate the x402 standard without additional independent payment processes. Coinbase said the plan does not involve the risk of credit card chargebacks. Idle USDC can receive a 3.35% reward, and businesses can also complete fund management, reconciliation, and withdrawals in the same account. In addition, Coinbase also launched the CDP x402 SDK. Developers only need about 3 lines of code to access AI agent payment capabilities for APIs or MCPs without having to master x402 technology in depth.

Coinbase said that as AI agents have autonomous payment capabilities, they also need a marketplace where they can discover and buy services. x402 is becoming an open payment standard for machines, enabling transactions between agents without human intervention; when AI agents need capital, they can choose Coinbase. Coinbase refers to this complete system as AI Finance (AiFi) and says the economy is being restructured around AI agents.