E-commerce operation advance RWA platform Dow Protocol completes $10.5 million seed round, MH Ventures, Mapleblock Capital, and Animoca Brands participate

According to official news, Dow Protocol, an e-commerce operation advance RWA platform, announced the completion of the $10.5 million Seed round, co-led by MH Ventures and Mapleblock Capital, with Animoca Brands, Arcane Group, Hashkey Chain, Essentia Partners, and Quartet Group participating.

Dow Protocol provides working capital advances to merchants on the world's leading e-commerce platforms based on their sales accounts receivable and actual operating data. Its underlying asset service system is embedded in mainstream e-commerce platforms, and the original operating data of merchants can be directly obtained for credit and risk control; at the same time, through cooperation with the platform, repayment risk is controlled at the source, and a leading collection mechanism in the industry has been established.

On the financial side, Dow Protocol uses stablecoins' instant settlement capabilities to reduce the lengthy loan process in traditional loans to the fastest same-day payment. For working capital markets that are sensitive to cash flow, the speed of lending itself is a value, so they are willing to pay a premium for this efficiency. At the same time, Dow Protocol promotes a new logic that is natively generated on the chain for operating advance funds, so that advance terms are executed in a highly granular programmable manner, and the underlying operation logic of supply chain finance is restructured.

Dow Protocol is positioned as a generic pan-e-commerce PayFi RWA advance agreement. Its framework can be extended to supply chain finance advance requirements in various scenarios such as e-commerce, catering, payment, gaming, and AI computing power.