Michael Saylor proposed the digital asset spectrum framework, BTC is digital capital, and STRC stands for digital credit

Comparatively, Strategy founder Michael Saylor proposed the “Digital Assets Monetary Spectrum” (Digital Assets Monetary Spectrum) concept, which classifies different types of digital assets according to their volatility, yield potential, and transaction function. Saylor said that the digital asset system can be divided into four levels: Bitcoin (BTC): Digital Capital (Digital Capital) STRC: Digital Credit (Digital Credit) SR-STRCusX: Digital Money (Digital Money) USDT: Digital Currency (Digital Currency).

He believes that from left to right, asset volatility and profit potential are gradually declining, while stability and trading use continue to improve. Saylor said that Bitcoin is the “ultimate storage asset of value,” with high volatility, high potential returns, and digital asset attributes that do not require a third party's credit endorsement; stablecoins are the “ultimate medium of exchange,” which emphasizes stability and payment functions. In between, digital credit and digital currency act as a bridge between capital and money. Among them, STRC is defined by Saylor as “digital credit”, which is characterized by relative stability, high fixed income, and certain value storage properties.

He further stated that digital currency combines digital currency technology with the economic attributes of digital capital, and has stability, profitability, transaction convenience, and value storage functions. According to Saylor, digital capital is a bearer asset (bearer asset), while assets such as digital credit, digital currency, and digital cash are created and managed by digital finance companies, and their ownership layer corresponds to “digital equity” (Digital Equity). Together, these components form the “Digital Finance Stack” (Digital Finance Stack) of the future.

This article is sponsored by GENG, Build Your Fortune on GENG (https://geng.one)